Site Loans
Secure your development site before construction funding is in place
A site loan provides short-term finance to acquire or hold a development site while you finalise your DA, building contract and construction funding. We arrange site loans against the current value of the land, ahead of any development uplift.
Key Terms
- Term: 6–24 months
- LVR: Up to 70% of site value
- Repayments: Interest only (capitalised or serviced)
- Exit: Construction finance or sale
When do you need a site loan?
Site loans are used when a development opportunity moves faster than a full construction facility can be arranged, when a DA has not yet been granted, or when a developer wants to secure land banking positions without immediately committing to construction.
Best Suited To
- Developers securing site under time pressure before construction funding is ready
- Land banking strategies across multiple sites
- Projects where the DA has not yet been lodged or granted
Site loans to secure development land before construction: land bank finance and site acquisition funding against the site's value, ahead of your DA and build.
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